Relationship Manager - Commercial and SME BankingLocation: South London (Fully Office-Based) Salary: 45,000- 50,000 per annumAbout the RoleWe are seeking an experienced Relationship Manager to join our Branch Banking team. This role focuses on driving profitable growth by providing high-quality relationship management to Commercial and SME clients. You will own a designated portfolio, manage credit needs, identify new opportunities, and ensure exceptional customer outcomes.This is a key position for an ambitious banking professional who can balance portfolio growth with robust risk awareness, early warning identification, and strong adherence to regulatory standards.Key ResponsibilitiesCustomer and Portfolio ManagementManage and grow a portfolio of Commercial/SME clients.Conduct regular customer meetings, networking, and business development activities.Ensure all customer interactions follow TCF (Treating Customers Fairly) guidelines.Handle targeted account opening volumes and refer clients for Trade, FX, or Islamic banking products where appropriate.Commercial GrowthAchieve asset and deposit growth targets for the branch.Prepare and negotiate customer credit proposals.Submit credit papers and account-opening documents to internal approval teams.Support the disbursement of lending in line with business objectives.Control and ComplianceManage credit renewals in accordance with policy and deadlines.Monitor compliance-related transactions and ensure Enhanced Due Diligence (EDD)