Senior Credit Risk Lead up to £110,000 DoELondon 2 days | Hybrid/FlexibleNO SPONSORSHIP AVAILABLEOur client a fast growing bank is looking for an experienced Senior Credit Risk Lead to own and review credit risk assessment frameworks, monitor portfolio quality, and strengthen risk oversight across consumer lending products and ensuring robust model governance. This is a high-impact role with a clear path to grow into a Head of Financial Risk Oversight-covering prudential and enterprise stress testing.If you''re ready to take the next step in your risk career with a growing, agile bank-this is it. Key Responsibilities:Develop and calibrate credit risk appetiteOversee credit risk models, policies, and procedures (unsecured lending)Lead credit portfolio monitoring and early warning analysisOwn second-line model governance and validationDeliver risk insights to senior leadership and the BoardHelp shape risk oversight as the bank scale into new products and growth areasAbout You: 5+ years in credit risk management (retail banking/unsecured lending experience preferred)Strong technical skills: Python, R, SQLKnowledge of FCA, PRA, IFRS 9, Basel IIIExperience with model validation, and governanceExcellent communicator-comfortable engaging senior stakeholdersAmbitious, analytical, and ready to grow into a broader financial risk leadership role Desirable: Experience in high-growth or mid-sized banksKnowledge of mortgage lending, credit card portfolios, or inorganic loan acquisitions Th