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Permanent

Credit Risk Analyst Spanish / Portuguese

London
money-bag £50000 - £60000 per annum, Benefits: Bonus
268282261
Posted 2 days ago

Middlemore are working with a London based Financial Services firm to appoint a Credit Risk Analyst to join the team. This will be for a Spanish and/or Portuguese speaking looking to progress their career in a boutique, growing global business.

Reporting to the Head of Credit Risk, some of the things you''ll be you''ll be responsible for are:

- Preparing credit risk memos, including credit and financial analysis for both new and existing clients.
- Performing fundamental analysis of annual and interim financial statements on corporates / commodities type clients.
- Clearly communicating recommendations of credit limits to Risk Management and Sales.
- Managing credit lines overdue, limits overshoots and excessive exposures above risk appetite.
- Monitoring and reporting credit and derivative exposures to Senior Management on a regular basis.
- Collaborate with Sales, Ops, Legal and Compliance in proactively managing clients credit portfolio.
- Monitoring daily trading performance of clients including collateral management and margin calls.
- Contributing to preparing the Credit Committee and Key Performance Indicators.

What you must have:

- Experience in analysing financial statements, including of Corporates and commodities type counterparties.
- Good writing skills in preparing credit memo’s.
- Previous experience managing a credit portfolio.
- 3 years minimum experience in credit risk analysis.
- Experience in working with a global sales team.

What you will need:

- Fluent in Spanish or Portuguese
- Some understanding of ISDA and other legal documentations.
- Knowledge of financial markets is an advantage.
- Experience using Python, VBA and SQL would be beneficial although not essential
- CFA, FRM, CAIA or comparable professional qualification is an advantage.

What will you gain:

- Salary £55-60k + a discretionary bonus.
- 25 days holiday plus bank holidays!
- Private Health Insurance, life insurance and pension.
- Culturally diverse workplace and plenty of international exposure.
- Hybrid working model - 3 in office / 2 from home

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