Statera Talent are partnering with a well-established UK banking group with multiple specialist lending businesses to hire a senior credit professional into a central, high-impact role. The role is hybrid, with one fixed day per week in Solihull and a second office day that can be based in either London or Solihull again.This position sits within a small, experienced Credit Risk team that acts as the escalation point for complex, high-value, and out-of-policy lending decisions across the group.The roleYou''ll operate as a senior underwriter within the group Credit Risk function, reviewing and approving cases that sit above local mandates or fall outside policy.Your focus area will be SME Lending and Asset Finance, though you''ll also support other portfolios when volumes require it.Key elements include:Reviewing and approving complex, high-value credit proposals above mandateActing as the SME and Asset Finance specialist within the Credit Risk teamApplying second-line oversight and challenge to underwriting decisionsRestructuring and strengthening credit recommendations where neededSupporting credit committees and sanctioning processesWorking closely with underwriting teams across the business linesContributing to credit policy, risk appetite, and portfolio oversightThis is a hands-on credit role. You will stay close to decisions, judgement calls, and real risk, rather than purely reviewing papers at arm''s length.Background we''re looking for10+ years'' credit underwriting e