Head of Credit Risk and Platforms Manchester Competitive leadership salary and benefits Consumer, Digital, Financial ServicesA high-growth, digitally led consumer group with a significant online footprint and an expanding financial services proposition is looking to appoint a Head of Credit Risk and Platforms.This is a senior leadership role with ownership of credit risk strategy, decisioning frameworks and the platforms that underpin a fast-scaling customer finance offering. The role sits at the intersection of risk, data, technology and product, and will play a critical part in shaping the next phase of growth.The RoleYou will take full responsibility for defining and leading the credit risk strategy across the customer lifecycle, ensuring robust decisioning, strong portfolio performance and regulatory compliance, while enabling commercial growth.Key responsibilities include:Owning and evolving the end-to-end credit risk strategyLeading credit decisioning across acquisition, account management and collectionsOversight of credit risk platforms, tools and data integrationsDeveloping, implementing and governing credit policies and modelsMonitoring portfolio performance, credit quality and risk metricsEnsuring strong governance and compliance with UK regulatory requirementsWorking closely with Product, Technology, Operations and Customer Experience teamsManaging third-party vendors and technology partnersBuilding, developing and leading a high-performing credit risk functionAbo