Social network you want to login/join with:Credit Manager – Property Development Finance, Cambridge

Job Description:Company Overview:

An established, highly successful, and rapidly growing FinTech. A nationwide commercial lender financing Property Investors, Developers, and SMEs. Recognized as one of the UK’s top 100 fastest-growing technology companies in the Sunday Times Tech Track 100 for two consecutive years.Role Purpose:

As a Credit Manager, you will be responsible for maintaining the credit quality of new loans using the Company’s Credit Models and Policies, ensuring lenders do not take undue risks. Extensive development finance knowledge and experience are essential.Responsibilities:

Adhere to sanction limits as per the company’s sanctioning matrix.Assist in developing and recommending loan policies and establishing internal controls.Ensure compliance of credit reports with policies and guidelines.Report exceptions and provide recommendations to the Head of Credit.Advise on concentration risks and suggest mitigations.Identify and recommend improvements to policies, processes, and procedures.Stay updated on rates, activities, and regulatory issues.Maintain risk controls and conduct pre-application discussions.Participate in Deal Forum and Borrower Review Forum.Respond to pricing requests within SLAs.Review sighting papers and credit reports, providing approval, decline, or alternative terms.Respond to lender questions via the website QandA.Liaise with the Deal team to ensure timely loan progression.Verify loan agreements for compliance before release.Ensure all conditions are met before loan drawdown.Attend departmental meetings to promote credit knowledge.Monitor post-deal development loans and provide updates.Provide redemption figures and loan statements.Attend client meetings as appropriate.Support and train new relationship staff.Skills and Knowledge:

Extensive experience in property development funding credit.Ability to make informed decisions on new deals.Commercial awareness and strong decision-making skills.Effective communication skills.Understanding of how credit issues impact the wider business.Attention to detail and organizational skills.Proficiency in Microsoft Word and Excel.GCSE level education or equivalent.Experience in FCA-regulated environments and similar financial roles.Excellent knowledge of loan, security, and financial documents.Future and Rewards:

Join a stable, growing business with a supportive team environment.Opportunities for career advancement.Competitive salary, bonus, pension, healthcare, life cover, and other benefits.Flexible working hours and work-life balance.

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