A thrilling opportunity has arisen for a German-speaking Junior Credit Analyst to join an innovative fintech company, either at their Frankfurt office, Berlin location, or London headquarters! This is a permanent full-time role, to work on a hybrid scheme 2 days per week from the office based in the city centre.Your Key Responsibilities:Assessing SME credit applications using data-driven insights.Making fast, fair, and independent credit decisions.Supporting complex loan assessments alongside senior analysts.Optimising lending strategies in collaboration with analytics teams.Communicating directly with customers and internal teams.About You:The ideal candidate is analytical, detail-oriented, and thrives in a fast-paced environment. You have experience in credit underwriting or analysis, a strong understanding of business risk factors, and a passion for continuous improvement. You''ll be joining a dynamic, diverse team with opportunities for career growth, training, and unique perks such as company Summer and Winter trips, employee stock ownership program, a sabbatical after 4 years, and more!Profile:High fluency in German and English to business standards (written and spoken).2+ years of experience in SME loan underwriting or credit analysis.Strong business acumen and financial statement analysis skills.Excellent communication and problem-solving abilities.Adaptability in a dynamic, fast-evolving environment.To apply, please send your CV in English and in Word format to Marie