Mortgage Underwriter - Stafford £40,000 Permanent, full timeA long-established, member-owned building society is looking for a Mortgage Underwriter to assess residential lending cases with care and good judgement. You''ll work in a small, close-knit mortgage team alongside processors and the wider lending function, owning cases from application through to offer and helping keep service levels high for members and brokers.What you''ll do Underwrite residential mortgage applications in line with lending policy and your mandateAssess affordability, credit history, income and property risk, making clear, well-reasoned decisionsReview valuation reports and work with valuers, brokers and solicitors to resolve queriesHandle more complex cases, including self-employed, interest-only, buy-to-let and later-life lendingMake sure decisions meet regulatory requirements, including Consumer Duty, responsible lending and fraud preventionSupport quality checks and feed into improvements to policy and processMentor and support colleagues across the mortgage team What you''ll bring Experience underwriting residential mortgages, ideally at a building society or smaller lenderSound knowledge of mortgage regulation and responsible lendingStrong analytical skills and attention to detailConfidence talking to brokers, solicitors and valuersA practical, member-focused approach to decision-makingCeMAP or equivalent is desirable Why apply A key role in a lender that still underwrites with a personal ..... full job details .....