Our client was established in 1996 to provide flexible and accessible finance to SMEs across the country. Now, more than 20 years on, they have grown to become one of the UK''s largest, independent finance houses. They have continued to deliver leading-edge finance solutions through a unique combination of teamwork and technology.From this continued success they are now looking to recruit a

Head of Large Value Underwriting

to allow them to continue their exciting growth plans.As a Head of Large Value Underwriting, you will set the standards to evaluate, analyse, and approve large value credit proposals, and the approach to revisions to underwritten transactions. You will maintain the portfolio quality through a consistent level of credit risk assessment ensuring adherence to all policies and procedures.You will have underwriting authority across all core origination channels including banking partners, accounting partners, vendor partners, brokers, and direct to customer relationships.Conduct detailed Credit Reviews and sanction Asset Finance transactions up to a personal credit underwriting mandate limit. This mandate will include hard and soft assets. Set the standards / frameworks in respect of approach to large value transactions such that all credit officers underwriting such deals have a standard and commercial approach. Have responsibility for reviewing and approving recommendations from Business Support and Collections teams in terms of actions on stressed assets including those in work-out and recoveries. Working alongside the Head of Underwriting, have responsibility for reviewing and recommending changes to Credit Policy in terms of risk appetite for asset classes and asset types, products, and terms of lending, particularly in relation to larger value transactions. Effective Stakeholder management and communication with Sales stakeholders - ensuring SLAs for deal decisions are managed.

Financial analysis and credit report writing skills Knowledge of soft and hard assets Ability to understand Credit Sanctioning decision systems Cashflow analysis for larger transactions Asset Finance experience

So, why would you want to join? This is a hybrid role with 2 days per week in the office (Newport or London depending on your location.) 25 days annual leave + bank holidays 2 additional days holiday after 5 years'' service Birthday day off Opt in Private Medical Insurance Subsidised gym membership at 18.75 a month Cycle to Work Scheme Electric Car Scheme Buy Annual Leave Scheme Half day seasonal shopping Auto enrolment pension - 3% employer contribution subject to eligibility Life Assurance 3 x basic salary Employee Assistance Programme available 24/7 Company events and reward schemesThey are proud to be a member of Stonewall''s Diversity Champions programme and are committed to improving workplace inclusion.