NXTGEN is supporting an organisation with the appointment of a Credit Specialist on a 6-month interim contract. This Credit Specialist role will work alongside a Lead Credit Specialist, supporting credit assessment and lending activity across a live portfolio. The Credit Specialist position will suit candidates from a private-sector banking or lending background.The RoleYou will work directly with a Lead Credit Specialist, supporting the origination, assessment and progression of lending applications.Responsibilities will include:Analysing the financial and non-financial strength of applicant businessesReviewing information provided by applicants and validating this against external sources where applicableProducing cashflow analysis, balance sheet analysis and sensitivity analysis at both transaction and portfolio levelEngaging with applicants to obtain additional information to support credit assessmentSupporting the Lead Credit Specialist in preparing recommendations for Credit Committee, including deal structure and conditionalityWorking with Lending Operations to move approved transactions through to executionSupporting quality assurance of legal documentation, satisfaction of conditions and security documentationProviding ad-hoc support with workflow management, scheduling and document processing to maintain deal flowAbout YouPrivate-sector banking background (essential)Strong lending / credit analysis experience5+ years'' experience in credit, lending or risk-focused r