Meaningful 2nd Line credit authority £1m-£35m specialist lending exposure Hybrid working Influence credit policy and portfolio risk If you''re an experienced Underwriter - Specialist Mortgages and Bridging Finance looking to move beyond transactional underwriting, this role gives you genuine credit authority within a 2nd Line Credit Risk function. You''ll assess and sanction specialist property lending proposals typically ranging from £1m to £35m. Alongside individual credit decisions, you''ll gain broader exposure to portfolio reviews, credit policy and lending assurance, working closely with senior Credit Risk stakeholders and Credit Committee. Package and Benefits • Salary of £65,000-£70,000 per annum. • Hybrid working, with a minimum 50% of each month based in the head office. • Monday to Friday working hours, typically 9am-5.30pm. About the Company You''ll join an established specialist lender operating within a regulated environment. The business places clear emphasis on sound risk management, good customer outcomes and an inclusive culture where colleagues are expected to contribute to continuous improvement. Key Responsibilities • Sanction specialist mortgage and bridging finance proposals within your delegated lending authority, ensuring decisions align with the Credit Risk Management Framework. • Assess complex lending proposals and present clear credit recommendations to senior management and Credit Committee where required. • Support portfolio reviews, credit ..... full job details .....