A thrilling opportunity has arisen for a German-speaking Team Lead Credit Analyst to join an innovative fintech company, either at their Frankfurt office, their new Berlin location, or their London headquarters! This is a permanent full-time role, to work on a hybrid scheme 2 days per week from the office based in the city centre.Your Key Responsibilities:Leading, developing, and training a team of credit analysts.Providing structured feedback to enhance team performance.Supporting complex credit decisions and optimizing processes with data science teams.Using data-driven insights to assess loan applications efficiently.About You:The ideal candidate is a strategic leader with strong analytical skills and a passion for empowering teams. With experience in credit analysis, lending, or underwriting, you thrive in a fast-paced environment and have a deep understanding of risk and revenue factors in SME financing. You''ll be joining a dynamic, diverse team with opportunities for career growth, training, and unique perks such as company Summer and Winter trips, employee stock ownership program, a sabbatical after 4 years, and more!Profile:High Fluency in German and English to business standards (written and spoken).Minimum 2 years of experience leading an operational team.At least 4 years of experience in credit analysis, lending, or underwriting (SME sector preferred).Strong expertise in financial statement analysis.Excellent communication, leadership, and decision-making skills.A