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Permanent

Senior Credit Risk Analyst

London
money-bag 45000.00-45000.00 Annual
3089882218
Posted Today

Senior Credit Risk AnalystLocation: LondonWorking type: HybridSalary range: £45k-£55kWe are partnered with an energy company who are seeking a Senior Credit Risk Analyst to join their Credit Risk function within the Commercial team. The role focuses on assessing and managing counterparty credit risk associated with physical gas and power supply.The successful candidate will work closely with internal commercial and trading stakeholders, as well as external counterparties, intermediaries and credit insurance providers. The position involves evaluating financial and contractual risk, managing credit exposures and collateral arrangements, and supporting credit decision-making across the business.Key responsibilitiesLead credit assessments for complex and high-value counterparties, including group structures and SPVs.Assess and manage counterparty credit risk arising from physical gas and power supply.Complete credit assessments using quantitative and qualitative data, including credit insurance submissions and periodic credit limit reviews.Monitor and maintain accurate credit exposure and collateral records across insured and uninsured positions.Manage aggregate credit insurance utilisation in line with internal policy limits.Communicate credit decisions and recommendations to internal stakeholders.Identify and implement appropriate credit risk mitigation measures, including alternative forms of security.Act as a senior escalation point for complex or non-standard credit matters

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