Senior Impairment Analyst £60,000-£85,000 London + hybrid working (2-3 days per week in office) Harnham are working with a UK consumer finance provider to hire a Senior Impairment Analyst within their growing portfolio analytics team. This is a strategic, high impact role supporting the performance, forecasting and optimisation of key lending products. THE COMPANY A well established digital lender offering innovative consumer finance products across the UK.Known for its data driven culture, strong market reputation and continuous product expansion.Recently invested in new technology and analytics capabilities, with a modern office environment and cooperative teams. THE ROLE This is a broad impairment analytics role focused on understanding portfolio performance, enhancing forecasting frameworks and supporting end-to-end strategic decision making. You''ll work cross functionally with product, risk and data teams to deliver high quality insights and improvements. Specifically, you can expect to be involved in: Analysing portfolio performance to identify trends, risks and improvement opportunities.Recommending and implementing enhancements to impairment methodologies and frameworks.Using statistical and analytical techniques to forecast losses and understand customer behaviour.Driving optimisation initiatives across processes, tooling and analytical workflows.Supporting and mentoring junior analysts as part of a cooperative team. YOUR SKILLS AND EXPERIENCE Strong experience i