About the opportunity:We are the internal recruitment partner for our client, a UK-based financial services provider that offers interest-free payment solutions, primarily within the automotive sector.As the business continues to grow we are looking for a Credit Risk and Fraud Manager to join their team. In this role, you''ll play a central role in monitoring, analysing and tackling potential credit risk, fraud, and due diligence activity across the business.This isn''t just about box-ticking - it''s about protecting the business, our partners, and our customers, while shaping smarter processes and controls that keep us one step ahead.Responsibilities:Owning and developing decision engine rules, products, and features.Assessing and analysing credit risk data, ensuring policies and regulations are met.Monitoring client credit profiles and managing risk across onboarding and ongoing checks.Investigating and preventing fraudulent activity, putting controls in place to minimise exposure.Analysing data, spotting trends, and reporting emerging risks to senior leadership.Working closely with teams across the business - from sales to operations - to make sure risk is managed effectively at every stage.Helping shape processes, policies, and compliance standards as this function grows.The successful candidate will be able to demonstrate the following:Experience in credit risk management, fraud prevention, or a related area.Strong analytical skills, detail-driven, and confident working