Overview

We have been awarded the “Most Loved Workplace”! At Metro Bank, people come first – our culture is all about bringing the best out in our colleagues, and making sure everyone feels valued, respected, seen and included. We strongly believe in a diverse and inclusive workplace and to find the very best person for the job, we always look across a wide range of diverse communities.What you will do

Assess Mortgage Agreements in principle decisions and apply your knowledge of Mortgage Lending Policy ensuring compliant and fair customer outcomes.You will be required to assess Mortgage Valuations to confirm the suitability of Security in line with Mortgage Lending Policy.Validate Application details against documentary evidence provided by Mortgage Brokers and Consultants.Review and assess Basic Mortgage Applications including Rate Switching, Transfers of Equity and Like for Like Porting Applications as well as assessing some Post Contract variation requests including Consent to Let requests, Deeds of Substituted Security and Planning Consents.Package mortgage applications making sure that they are ready to be reviewed by our Mortgage Underwriters. You will be required to conduct and review credit searches, source information from Land Registry, Rightmove AVM and Experian Business Search adding the respective reports to Mortgage Applications.Work closely with the Lead Mortgage Underwriters staking enquiries from Mortgage Brokers regarding High Value Mortgage Applications.Manage the internal mailbox for the team and will liaise with external suppliers (such as our property valuation provider) for progress updates to ensure each mortgage application is assessed as soon as possible.Complete admin tasks to support the Mortgage Underwriters, this will include responding to emails and liaising with other teams within Mortgage Operations.You will regularly ensure you have time planned to keep up to date with changes to mortgage products and lending policy.And... we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the courage to call out any concerns.What you will need

Understand the types of Mortgage products available at Metro Bank and be aware of the assessment criteria of each.Knowledge of Residential and Buy to Let mortgage lending and understand how your work must comply with mortgage regulation.A good understanding of how to use the full Microsoft Office suite, you will have experience in using Microsoft Excel.Experience in a Mortgage role handling internal and external enquiries by telephone and email.Experience of reviewing and maintaining data accuracy.Our promise to you

We believe in “one in, one up” at Metro Bank, growing our own and promoting from within. That is why we are looking for YOU! An AMAZEING colleague to move into this FANtastic new role!We will make sure that you are well-rewarded by providing you with a competitive salary, discretionary annual bonus, and a wide range of benefits, including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and a number of colleague discounts!We will give you the training to ensure you succeed in your role and plenty of internal opportunities to progress your career (around 40% of our recruitment comes from internal promotions!).We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible.Diverse teams really are the best teams. We know that candidates (especially women, research tells us) may be put off applying for a job unless they can tick every box. We also know that ‘normal’ office hours aren’t always doable, and while we can’t accommodate every flexible working request we are happy to be asked. So if you are excited about working with us and think you can do much of what we are looking for but aren’t sure if you are 100% there yet… why not give it a whirl? Please note that sometimes we may close a job earlier for applications if we are inundated with amazing candidates.. Good luck!#LI-Loveyourjobatlast #LI-Hybrid#LI-REMOTE

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