OverviewThe candidate will hold a critical role within the Global Spread Products Financing and Securitization (GSP FandS) EMEA group administering a multi-billion dollar portfolio of asset securitization transactions. The candidate will gain experience across multiple products within the portfolio, which consists of various securitized asset classes (including auto, credit card, unsecured consumer loans, middle market loans and residential real estate).

Responsibilities

Prepare credit approval (transaction and/or annual review) and quarterly memos; assist in facility renewals, and funding, due diligence and required processes for new deals

Monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers and make appropriate recommendations with the aim of identifying and mitigating credit risks. Assist with classification and risk rating processes, decisions and monitoring

Review servicer reports for accuracy, investigate unusual data trends, identify deteriorating asset performance, and keep abreast of industry and market trends and customer-specific events

Assist with special projects including stress testing, portfolio concentration analysis, internal audit/FCR, Risk Rating processes, Credit Policies and Credit Programs across product groups

Act as a contact person post-closing; liaise with other constituents such as participating banks, attorneys and external auditors. Play a supportive role in transaction restructuring, amendment, consent and waiver request with recommendation to Origination, Senior Credit Officer, and Independent Risk

Assist in analysis and reporting of Basel parameters

Maintain organized credit files for credit, regulatory, and compliance purposes. Perform quality control of the approval memos to ensure accuracy and completeness of input

Qualifications and Experience

Experience, ideally within a credit, portfolio management or structuring role (preferably in structured finance/securitization) in a financial institution, rating agency, financial guarantor, or asset management firm (less experience is acceptable for an analyst role)

A strong interest in structured products and credit analysis

Strong Microsoft Office skills. Modeling experience is a plus

Strong attention to detail - Analyst will have responsibility for due diligence and documentation of transactions to ensure that all risk and business points are covered

Oral and written communications skills enabling him or her to effectively interact with internal and external constituents of all levels

The ability to work independently to meet deadlines and initiate ideas with other members of the GSP FandS team and Independent Risk to mitigate risk and maximise portfolio returns.

Job FamilyJob Family Group:

Risk Management

Job Family:

Credit Decisions

Time TypeTime Type:

Full time

Most Relevant SkillsAnalytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

Other Relevant SkillsFor complementary skills, please see above and/or contact the recruiter.

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