Statera Talent are partnering with a large, financial services business operating in a highly asset-backed, B2B lending environment to hire a senior credit leader into a visible, business-critical role.This position sits at the intersection of credit risk, underwriting, and portfolio management, with genuine influence over credit appetite, counterparty exposure, and commercial decision-making.The role is hybrid with 2 days a week spent in the Surrey office and the other 3 remote working.The roleYou''ll take ownership of a mature and extensive credit portfolio, overseeing both day-to-day credit decisions and the wider framework that supports them.Key elements include:Leading and developing a senior team of credit analysts and underwritersSetting and overseeing credit appetite, limits, and counterparty exposureReviewing and approving complex or high-value credit proposalsBalancing risk discipline with commercial outcomes in a fast-moving environmentWorking closely with senior stakeholders across risk, commercial, and executive leadershipContributing to broader risk strategy, governance, and future-state developmentThis is a hands-on leadership role. While you won''t be manually underwriting day-to-day cases, you will remain close to decisions, judgement calls, and portfolio dynamics.Background we''re looking forStrong experience in credit risk and underwriting within a B2B or asset-backed lending environmentExposure to large corporate counterparties, complex credit structures,