Asset Finance Credit UnderwriterGreater LondonExcellent salary and packageWe are recruiting for a leading Asset Finance House in their search for a Middle Ticket Credit Underwriter, where the deals will be £500,000 to £5 Million in size. We are particularly keen to speak with individuals who have already held an underwriting authority of at least £1 Million.Primary Responsibilities for both roles will involve:Analyse credit data and financial statements to assess risk in extending creditInterpret and evaluate internal and external credit reference agency, broker, and market reports to determine risk levels.Conduct due diligence meetings with internal and external credit associations and business/customer representatives.Generate and evaluate financial ratios using internal credit tools to assess customers'' financial status.Prepare risk reports with clear, concise, and rational recommendations for credit decisions.Exercise personal sanctioning authority with diligence and prepare recommendations for transactions outside personal sanctioning authority.Exercise personal sanctioning authority with diligence and prepare recommendations for transactions outside personal sanctioning authority.Ensure compliance with industry guidelines and statutory regulations, including consumer credit, treating customers fairly, anti-money laundering, and data protection.Review existing transactions periodically and prepare recommendations for the renewal of internal credit ratings/facilities.Ens